Insurance for Watch Shops & Dealers in Singapore
Protect your watch shop’s stock, showcases and safes against theft, robbery, fire and accidental damage with specialist cover tailored for watch retailers
What is Watch Shop Insurance (Jewellers Block)?
Insurance for a watch shop can’t be a generic fire or business policy. Your risk sits in small, high-value pieces in windows, showcases, safes and on the workbench.
Watch Stock
Watch in Custody
Cover customers watches left with you for repairs
Trade Content
Covers watches at your showcases, exhibitions, events
Stock in Safe
Covers watches locked in your safe or strong room
What is covered
Here’s how specialist watch shop insurance typically compares with a standard fire/business policy for a watch store in Singapore
subject to policy terms and conditions*
Get QuoteWho This Watch Shop Insurance is For
This policy is designed for:
Pre-Owned and Vintage Watch Dealers
We arrange specialist watch dealer insurance in Singapore so your pre-owned and vintage pieces are protected in the shop, in the safe and on the move under a tailored Jewellers Block policy.
New Watch Boutiques and Multi-Brand Retailers
Our watch shop insurance protects branded watch inventory, showcases and safes, giving Singapore boutiques and multi-brand retailers proper cover beyond a standard fire or business policy.
Shops that buy, sell and trade luxury watches daily
If your store is constantly buying, selling and trading pieces, we structure insurance for luxury watch shops around real stock flows, robbery risk and vault/safe storage in Singapore.
Watch service / repair centres holding customers’ watches
We help service centres secure watch repair shop insurance that covers customers’ watches in your custody (goods in trust), plus your own tools, benches and security fittings.
What Our Watch Shop Insurance Can Cover
Exact cover depends on your quotation and schedule, but typically includes:
Property Insured
- Watch stock (and other jewellery you may carry)
- Goods on consignment, approval or left with you for repair/service
- Banknotes and trade documents related to your business
- Trade and office contents – showcases, safes, alarm systems, fittings, machinery
Where Cover Applies
- At your shop premises: on the sales floor, in showcases, in back-of-house
- In approved safes or strong room
- In locked display windows and showcases
- On authorised staff while travelling on business and keeping stock in their close personal custody
- At exhibitions or events
Why Watch Dealers Work With MINT
Build around watches
We already work with watch collectors and dealers, so the questions we ask and the cover we arrange fit how a modern watch shop runs
Market-Standard Jewellers Block wording
We use a recognised Jewellers Block policy form tailored for Singapore watch and jewellery businesses, placed with a reputable international insurer.
Local Understanding
We understand mall units, shophouse layouts, roadshows, travelling between outlets and keeping stock in vaults or private safes in Singapore
End-to-end Protection
Jewellers Block protects your shop’s own stock. MINT watch insurance protects your customers’ personal pieces. Together, they cover both sides of the counter.
Get A Quote
Frequently Asked Questions
1. Is this different from my normal fire or business insurance?
Yes. Most standard policies aren’t designed for small, high-value items that move between showcases, safes and workshops. This cover is built specifically for watch and jewellery stock under a Jewellers Block wording.
2. Are customers’ watches left for repair or consignment covered?
They can be, within the sums insured and subject to the same conditions and exclusions as your own stock. Items left purely for safekeeping (no repair, sale or other business purpose) are generally not covered.
3. Are watches covered while travelling between shops or to private showings?
They can be, when carried by authorised staff in their close personal custody (or in an approved safe), and within the agreed “personal conveyance” limits. We’ll structure those limits around how you actually move stock.
4. Does this cover my customers’ personal collection at home?
No. This policy protects your business stock and contents. For your customers’ personal watches, we use our separate MINT luxury watch insurance product, which you can also offer at point of sale, as well as your own collection as an individual
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