Jeweller's Block Insurance for Watch Dealers
All-Risk coverage that protects your watch inventory, consignment stock, safes and transit. Arranged through a MAS-licensed broker, underwritten by a global A+ rated insurer.
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MINT Watch Insurance
Stock & Consignment Protection
in your custody,
covered on All-Risk terms
Transit & Personal Conveyance
Watches protected while personally carried between locations, client meetings,
or valuations
MAS-Licensed,
A+ Rated
Arranged through Anthola Brokers, underwritten by a globally recognised insurer
Why Watch Dealers Need Specialist Coverage
Your watch inventory is worth six or seven figures. Your business insurance probably covers a fraction of that.
Standard policies cap jewellery and watch items at low sub-limits. They exclude consignment stock, transit between locations, and stock sold but not yet delivered. One incident, whether it's a grab-and-run, a burst pipe,
or a consignment dispute, can wipe out months of margin.
Jeweller's Block is an All-Risk policy built for exactly this exposure.
(display + storage)
grab-and-run
Subject to policy terms, conditions and exclusions*
Looking to insure your personal luxury watch or watch collection?
Reach out to us on WhatsApp.
Why Choose Us
Built for Watch Dealers
We understand the watch business: consignment terms, inventory cycles, transit between locations, and what happens when a piece goes missing from your showcase.
Covers What Standard Policies Miss
Consignment stock. Customer watches waiting for collection. Pieces in transit to a buyer. Stock sold but not yet delivered. These are the gaps that keep dealers exposed.
Fast, Fair Claims
When stock goes missing, you can't afford weeks of paperwork. We handle claims with the urgency your business demands.
A+ Rated Underwriter
Your coverage is backed by a globally recognised insurer rated A+ by Standard & Poor's and A.M. Best, licensed by the Monetary Authority of Singapore.
From Premises to Transit
One policy that covers your watches on display, in your safe, under consignment, in transit between locations, and at client meetings. No gaps, no guesswork.
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Frequently Asked Questions
1. What is Jeweller's Block insurance?
Jeweller's Block is an All-Risk insurance policy designed for businesses that deal in watches and jewellery. All-Risk means it covers physical loss or physical damage from any cause, unless that cause is specifically excluded. It protects your own stock, consignment pieces in your custody, fixtures and fittings, and property in transit.
2. Who needs Jeweller's Block coverage?
Any watch dealer, retailer, or independent trader holding stock. If you have watches in safes, on display, under consignment, or moving between locations, you need coverage that standard business insurance doesn't provide.
3. What does Jeweller's Block cover that standard business insurance doesn't?
Standard policies typically exclude or severely limit coverage for high-value portable items, consignment stock, transit between locations, window smash theft, and stock sold but not yet delivered. Jeweller's Block is purpose-built for these exact risks.
4. Does Jeweller's Block cover consignment stock I don't own?
Yes. Third-party watches and jewellery in your custody are covered. If a consigned Patek Philippe is stolen from your premises, your policy responds and covers your liability to the owner.
5. What isn't covered under Jeweller's Block?
Key exclusions include employee theft and dishonesty (requires a separate Fidelity Guarantee), damage during repair work, unexplained stocktaking shortages, personal use of stock by owners or staff, goods sent via courier or post, watches left in unattended vehicles, and stock entrusted to third parties. Mysterious disappearance without an identifiable cause is also excluded.
6. Who arranges MINT's Jeweller's Block coverage?
All insurance is arranged through Anthola Brokers Pte. Ltd., a general insurance broker licensed by the Monetary Authority of Singapore. Coverage is underwritten by a globally recognised insurer rated A+ by
Standard & Poor's and A.M. Best.
7. Does MINT also offer insurance for individual watch collectors?
Yes. We provide specialist watch insurance for personal collections. Reach out to us on WhatsApp to find out more.
8. How do I get a Jeweller's Block quote?
Contact us with details about your business: stock values, number of locations, safe specifications, consignment arrangements, and how you transport watches. We'll assess your risk profile and provide a tailored quote.
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